Income
- Rent supported by leased comparables
- Other income verified
- Vacancy assumption justified
Expenses
- Property tax estimated at property level
- Insurance and flood quotes
- HOA verified
- Management, maintenance, capex included
Financing
- Written rate quote
- Payment calculated
- Total cash invested including reserves
Metrics
- NOI
- Cash flow (monthly and annual)
- Cap rate
- Cash-on-cash
- DSCR
- 713 Metrics Score reviewed with its components
Stress tests
- Rent −10%
- Vacancy +5 points
- Rate +1 point
- Taxes +20%
- Rehab overrun
Diligence
- Inspection complete
- Title reviewed
- Flood exposure understood
- Professionals consulted
Sources & Further Reading
- Harris Central Appraisal District — Property search, appraisal notices, and protest information. hcad.org
- FEMA — Flood Map Service Center. msc.fema.gov/portal/home
- Consumer Financial Protection Bureau — Buying a house: loan estimates and closing disclosures. www.consumerfinance.gov/owning-a-home/
Sources accessed for review on October 5, 2026. Laws, rates, and programs change — confirm current details at the source.
713 Metrics provides educational and informational tools and content. Nothing on the platform constitutes financial, investment, tax, legal, lending, appraisal, brokerage, insurance, or real-estate advice. Users should independently verify information and consult appropriate licensed professionals.